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Personal Finance Draft

Career and TechnicalA high school course guide for families

See it for your school: its prerequisites, what it counts toward at your school, and whether it's in your plan.

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Why this course?

Personal Finance teaches the money skills everyone needs: budgeting, saving, credit, loans and taxes.

What you'll learn

  • Make and stick to a budget
  • Understand paychecks, taxes and benefits
  • Use credit cards and loans without getting trapped
  • Compare the cost of college, training and careers
  • Start saving and investing

You'll do: Real-life simulations, projects and short tests.

What comes next

Which courses come before and after it, and what it counts toward, depend on each school. Your plan shows your school's.

College majors that build on it

  • Finance
  • Accounting
  • Economics

Careers it informs most

People in these jobs use what this course teaches the most. It's a starting point, not a track.

Sources for this guide:

Draft: written with AI help from public sources (state standards, public course frameworks and school Programs of Study); not yet reviewed by a teacher or counselor.

SCED course codes (NCES): 19262.

Careers: this page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA. Nine to Next has modified all or some of this information; USDOL/ETA has not approved, endorsed or tested these modifications. Education, job growth and pay: U.S. Bureau of Labor Statistics, Employment Projections 2025–2035.